Jeff is the President of Val-Chris Investments and is a highly experienced financial services professional with over a decade of experience in loan origination and funding. He began his career in the industry while attending The University of California, Irvine, and quickly rose through the ranks to become one of the top producers at Val-Chris Investments, a reputable California private lender.

Throughout his career, Jeff has placed over a billion dollars in loans with private investors, earning a reputation for his exceptional skills in loan origination, underwriting, and placement.

Jeff is a licensed real estate broker and NMLS licensee, and he is dedicated to promoting fair and ethical lending practices in California.

In recognition of his contributions to the industry, he was honored as one of 2020's 40 Under 40 Business Leaders with the Greater Irvine Chamber.

Jeff and his wife, Hillary, are proud residents of southern California, where they are raising their son, Wyatt, and daughter, Charlotte. When he's not spending time with his family, Jeff enjoys golfing and spending time outdoors with family and friends.

Expertise

As a hard money lender and real estate broker, I bring years of experience in alternative financing and real estate investment. My background has allowed me to develop strong expertise in the following areas:

  1. Loan origination: Skilled at identifying and structuring real estate loans from reputable lenders, ensuring funding aligns with project needs.

    Underwriting: Experienced in evaluating loan applications, reviewing financials, and assessing project feasibility to determine creditworthiness and risk.

    Due diligence: Thorough in analyzing lenders and borrowers, ensuring transactions are built on trustworthy partnerships and sound fundamentals.

    Deal structuring: Adept at creating financing structures that balance return potential with appropriate risk management.

    Portfolio management: Knowledgeable in managing hard money loan portfolios with an emphasis on performance, stability, and long-term objectives.

    Industry expertise: Continuously engaged with market trends, regulatory updates, and emerging opportunities across the real estate landscape.

    Loan servicing: Well-versed in servicing private notes and managing loans secured by real estate, with an eye toward compliance and investor confidence.

Overall, I’ve built my career on a deep understanding of real estate finance and private lending. My focus is on leveraging that knowledge to navigate a competitive industry and create value through smart, well-structured investments.

Jeff LaMotte